Will the insurance payment be higher if?

"Is there any approach to calculate this?? What will be more for Insurance? A Scion TC? I have never been name anyhow before Plus It could be under my dads in a collisionOnly got a car insurance quote for 6000?
What is the Newyork disability  insurance  rate and NYS Unemployment rate?
"Our car  insurance  is higher-than everyone elses since im a Young Guy